For the growing number of low-income citizens, budget management training is crucial in avoiding debt and foreclosure, and helps them manage their day-to-day expenses by encouraging family cooperation and communication.
Programs are targeted to meet the specific needs of the communities and groups to which they are offered. For example, YEDID adapts its Financial Management courses to be appropriate for illiterate groups, as has been the case with groups of Bedouin or Ethiopian women.
The extremely positive word-of-mouth response generated by the courses has expanded the range of communities that are aware of courses and request to participate.
In 2010, YEDID implemented seventy-seven economic empowerment programs, including: